Unfortunately it can also be quite confusing and many people put it in the too hard basket.
At Fiducia we see Superannuation as a vital component of any long term plan, primarily because of its tax effectiveness but also the inherent Estate Planning opportunities that it can deliver.
But what superannuation fund is the right one? Should you have a self-managed fund? Should you use retail or wrap account or are your needs met by a simple low cost industry fund.
We believe that all forms of superannuation funds have their place and we will recommend that which we feel is appropriate for your needs.